Financial services; banking services; person to person and person to business money transfer services offered via telephone, mobile telephones, wireless devices, the Internet, a global computer network and/or other communication devices; the provision of financial services for the support of retail services; payment services; remote payment services; credit card services; debit card services; pre-paid card services; payment transactions services and payment processing services; money transfer services; electronic wallet services (payment services); automated teller machine services; value exchange services, including secure electronic cash transactions and electronic cash transmissions; electronic and digital commerce payment services; point of sale and point of transaction services; transaction authorization and settlement services; payer authentication services; payment transaction authentication and verification services; electronic funds transfer services; financial clearing services; reconciliation services; providing financial services via the Internet, wireless network, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; providing financial payment and payment processing services via the Internet, wireless networks, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; facilitating person-to-person payment services; secure electronic transactions over the internet or a computer network to facilitate electronic commerce; bill payment services; remote bill payment services; financial fraud protection and detection services; payment information management services; provision of financial information; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; maintenance of financial records; on-line banking; bill payment services provided via the Internet or through a website; financial services provided over the telephone and by means of a global computer network or the Internet; bill payment and presentment services; cheque verification services; issuing of tokens of value in relation to bonus and loyalty schemes; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices; payer authentication; verification of financial information; stored value electronic purse services; stored value electronic payments services; provision of debit and credit card services by means of radio frequency identification devices (transponders); provision of debit and credit card services by means of communication and telecommunication devices.

Telecommunication services; mobile telecommunication services; internet based telecommunication services; data communication services; providing secure electronic transmission of financial information via the Internet, a global computer network, wireless devices, telephones, mobile telephones and/or other communications devices; electronic and digital transmission of bills; transmission of financial payments and transactions via computer terminals connected to networks and the internet or via telephone and mobile telephone or other communications devices; transmission services for the provision or display of information from a computer-stored data bank or via the internet in the field of financial services; providing access to third party websites by enabling users to log in through a universal username and password via the internet and other communication networks; portal services; providing user access to the internet; transmission of data through the use of electronic image processing by telephone link.

Provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; education; provision of training; arranging and conducting of seminars, symposiums, workshops and conferences; publication of texts; provision of education information.

Design and development of computer software; computer programming; installation, maintenance and repair of computer software; providing services namely creating web-based system and mobile applications used for secure e-commerce payment transactions; the designing, creation and hosting of bill payment websites; computer and Internet related services namely providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of secure communications, data encryption and decryption; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; computer programming; computer software design and consultancy; installation, maintenance and updating of computer software; rental of computers and computer software; rental of web servers; computer system design and analysis; creating and maintaining websites for others; data conversion of computer programs and data; information services relating to all of the aforesaid services, including such services provided via the Internet.

Bureau vetting services.

Software consulting services; Information technology consulting; Computer consulting services.

Financial services; banking services; person to person and person to business money transfer services offered via telephone, mobile telephones, wireless devices, the Internet, a global computer network and/or other communication devices; the provision of financial services for the support of retail services; payment services; remote payment services; credit card services; debit card services; pre-paid card services; payment transactions services and payment processing services; money transfer services; electronic wallet services; automated teller machine services; value exchange services, including secure electronic cash transactions and electronic cash transmissions; electronic and digital commerce payment services; point of sale and point of transaction services; transaction authorization and settlement services; payer authentication services; payment transaction authentication and verification services; electronic funds transfer services; financial clearing services; reconciliation services; providing financial services via the Internet, wireless network, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; providing financial payment and payment processing services via the Internet, wireless networks, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; facilitating person-to-person payment services; secure electronic transactions over the internet or a computer network to facilitate electronic commerce; bill payment services; remote bill payment services; financial fraud protection and detection services; payment information management services; provision of financial information; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; maintenance of financial records; on-line banking; bill payment services provided via the Internet or through a website; financial services provided over the telephone and by means of a global computer network or the Internet; bill payment and presentment services; cheque verification services; issuing of tokens of value in relation to bonus and loyalty schemes; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices; payer authentication; verification of financial information; stored value electronic purse services; stored value electronic payments services; provision of debit and credit card services by means of radio frequency identification devices (transponders); provision of debit and credit card services by means of communication and telecommunication devices.

Telecommunication services; mobile telecommunication services; internet based telecommunication services; data communication services; providing secure electronic transmission of financial information via the Internet, a global computer network, wireless devices, telephones, mobile telephones and/or other communications devices; electronic and digital transmission of bills; transmission of financial payments and transactions via computer terminals connected to networks and the internet or via telephone and mobile telephone or other communications devices; transmission services for the provision or display of information from a computer-stored data bank or via the internet in the field of financial services; providing access to third party websites by enabling users to log in through a universal username and password via the internet and other communication networks; internet portal services; providing user access to the internet; transmission of data through the use of electronic image processing by telephone link.

Provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; education; provision of training; arranging and conducting of seminars, symposiums, workshops and conferences; publication of texts; provision of education information.

Design and development of computer software; computer programming; installation, maintenance and repair of computer software; providing services namely creating web-based system and mobile applications used for secure e-commerce payment transactions; the designing, creation and hosting of bill payment websites; computer and Internet related services namely providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of secure communications, data encryption and decryption; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; computer programming; computer software design and consultancy; installation, maintenance and updating of computer software; rental of computers and computer software; rental of web servers; computer system design and analysis; creating and maintaining websites for others; data conversion of computer programs and data; information services relating to all of the aforesaid services, including such services provided via the Internet.

Bureau vetting services.