Pharmaceutical preparations and products.

Accounting software.

Charging of electric vehicles.

Distribution of electricity.

Computer software which applies artificial intelligence and machine learning to allow users to optimize accounting, financial and business process management, inventory and tax calculation, and tax preparation; computer software for applying artificial intelligence and machine learning to optimize accounting, financial and business process management, inventory and tax calculation, and tax preparation; computer software for accounting, bookkeeping, financial and business transaction processing management, financial and business transaction management, tax preparation and tax planning, business process management, and financial planning; computer software for use in the field of personal and business finance for accounting, project costing management and tax management; computer software for use in the management of payroll; computer software for administering employee payroll; computer software for use in the management of benefit plans, insurance plans, retirement plans, unemployment insurance plans, and pre-paid health care plans; computer software for creating, customizing, and managing invoices, recording payments, and issuing receipts; computer software for use in organizing, servicing and tracking sales, collections and receivables data; computer software for tracking income, expenses, sales, and profitability by business location, department, type of business, or other user set field; computer software for customer relationship management; computer software to calculate and charge sales tax and to create reports to pay sales tax to appropriate tax agencies; computer software for credit card invoicing and credit card payment processing; computer software for managing online bank accounts; computer software for controlling access to financial information via electronic permission settings; computer software to create, customize, print, export, and e-mail purchase orders; computer software to track time worked by employees and subcontractors; computer software to create and manage budgets; computer software to create price quote estimates and transfer price quote estimates to invoices; computer software to automate creation of invoices; computer software to create, customize, print, export, and e-mail financial reports, business reports, balance sheets, profit and loss statements, cash flow statements, and taxable sales reports; computer software to create, print, and track checks and purchase orders; computer software to track sales, expenses, and payments; computer software to analyze the financial status of businesses and industries; computer software to manage customer lists, e-mail and print sales forms, and track running balances; computer software for inventory management; computer software to import contacts and financial data from other electronic services and software; computer software for synchronizing data among computers and mobile devices; computer software for database management, data aggregation, data reporting, and data transmission; computer software for online backup of electronic files; computer software and hardware for use in transaction processing, accounting, receipt printing, customer relationship management, inventory management and operations management, all in the field of point of sale transactions and retail management; personal and organizational productivity software to measure, record, track, analyze, and manage data for the purpose of improving personal and business productivity; computer software for time management; computer software for sending, receiving and recording monetary transactions; computer software used for multiple-user online communication and document sharing for collaboration; computer software for tax calculation and tax return preparation and filing; computer software for processing tax payments; computer software for organizing, tracking and reporting tax deductible expenses; computer software for tracking charitable donations and calculating charitable tax deductions and fair market value of goods and services; computer software for customers to directly deposit tax refunds into accounts at financial institutions; computer software to pre-populate tax forms with tax data from online banking accounts; computer software that enables multiple users to screen share and communicate for use in providing remote technical support of software and remote technical support of online services; computer software that enables multiple users to screen share and communicate for use in providing assistance with regard to accounting and taxes; computer software for use in providing assistance with regard to accounting and taxes; computer software that enables communication between tax professionals and customers; computer software that enables users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, information, data, images, photographs, and electronic messages, all in the field of tax planning, tax return preparation, and tax return filing; computer software that enables communication between technical support representatives and customers; computer software for use in providing technical support; computer software for use in troubleshooting problems with computer software and online services via telephone, online chat, e-mail, video and other means; computer software that enables users to photograph and upload documents; cash drawers, namely, cash registers; computer printers; point of sale printers and terminals; credit card and debit card readers and scanners; bar code readers and scanners; credit card and secure electronic transaction processing terminals and computer hardware.

Providing temporary use of online non-downloadable software which applies artificial intelligence and machine learning to allow users to optimize accounting, financial and business process management, inventory and tax calculation, and tax preparation; providing temporary use of online non-downloadable software for applying artificial intelligence and machine learning to optimize accounting, financial and business process management, inventory and tax calculation, and tax preparation; providing temporary use of online non-downloadable software for accounting, bookkeeping, online financial and business transaction processing management, financial and business transaction management, tax preparation and tax planning, business process management, and financial planning; providing temporary use of online non-downloadable software for use in the field of personal and business finance for accounting, project costing management and tax management; providing temporary use of online non-downloadable software for use in the management of payroll; providing temporary use of online non-downloadable software for administering employee payroll; providing temporary use of online non-downloadable software for use in the management of benefit plans, insurance plans, retirement plans, unemployment insurance plans, and pre-paid health care plans; providing temporary use of online non-downloadable software for creating, customizing, and managing invoices, recording payments, and issuing receipts; providing temporary use of online non-downloadable software for use in organizing, servicing and tracking sales, collections and receivables data; providing temporary use of online non-downloadable software for tracking income, expenses, sales, and profitability by business location, department, type of business, or other user set field; providing temporary use of online non-downloadable software for customer relationship management; providing temporary use of online non-downloadable software to calculate and charge sales tax and to create reports to pay sales tax to appropriate tax agencies; providing temporary use of online non-downloadable software for credit card invoicing and credit card payment processing; providing temporary use of online non-downloadable software for managing online bank accounts; providing temporary use of online non-downloadable software for controlling access to financial information via electronic permission settings; providing temporary use of online non-downloadable software to create, customize, print, export, and e-mail purchase orders; providing temporary use of online non-downloadable software to track time worked by employees and subcontractors; providing temporary use of online non-downloadable software to create and manage budgets; providing temporary use of online non-downloadable software to create price quote estimates and transfer price quote estimates to invoices; providing temporary use of online non-downloadable software to automate creation of invoices; providing temporary use of online non-downloadable software to create, customize, print, export, and e-mail financial reports, business reports, balance sheets, profit and loss statements, cash flow statements, and taxable sales reports; providing temporary use of online non-downloadable software to create, print, and track checks and purchase orders; providing temporary use of online non-downloadable software to track sales, expenses, and payments; providing temporary use of online non-downloadable software to analyze the financial status of businesses and industries; providing temporary use of online non-downloadable software to manage customer lists, e-mail and print sales forms, and track running balances; providing temporary use of online non-downloadable software for inventory management; providing temporary use of online non-downloadable software to import contacts and financial data from other electronic services and software; providing temporary use of online non-downloadable software for synchronizing data among computers and mobile devices; providing temporary use of online non-downloadable software for database management, data aggregation, data reporting, and data transmission; providing temporary use of online non-downloadable software for online backup of electronic files; providing temporary use of online non-downloadable software for use in transaction processing, accounting, receipt printing, customer relationship management, inventory management and operations management, all in the field of point of sale transactions and retail management; providing temporary use of on-line non-downloadable software for tax calculation and tax return preparation and filing; software as a services (SAAS) services featuring software for tax planning, tax calculation, and tax return preparation and filing, processing tax payments, and for organizing, tracking and reporting tax-deductible expenses; providing temporary use of online non-downloadable software for processing tax payments; providing temporary use of online non-downloadable computer software for organizing, tracking and reporting tax deductible expenses; providing temporary use of online, non-downloadable mobile application software for tax planning, tax calculation, and tax return preparation and filing, processing tax payments, and for organizing, tracking and reporting tax-deductible expenses; providing temporary use of non-downloadable software for online banking; providing temporary use of non-downloadable software for customers to directly deposit tax refunds into accounts at financial institutions; providing temporary use of non-downloadable software to pre-populate tax forms with tax data from online banking accounts; providing temporary use of online non-downloadable software for determining eligibility for healthcare subsidies and for calculating healthcare subsidies; providing temporary use of on-line non-downloadable software that enables multiple users to screen share and communicate for use in providing remote technical support of software and remote technical support of online services; providing temporary use of online non-downloadable software that enables multiple users to screen share and communicate for use in providing assistance with regard to accounting and taxes; providing temporary use of on-line non-downloadable software that enables users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, information, data, images, photographs, and electronic messages, all in the field of tax planning, tax return preparation, and tax return filing; providing temporary use of online non-downloadable software for use in providing assistance with regard to accounting and taxes; providing temporary use of on-line non-downloadable software that enables communication between tax professionals and customers; providing temporary use of on-line non-downloadable software that enables communication between technical support representatives and customers; providing temporary use of on-line non-downloadable software for use in providing technical support; providing temporary use of on-line non-downloadable software for use in troubleshooting problems with computer software and online services via telephone, online chat, e-mail, video and other means; providing temporary use of online, non-downloadable personal and organizational productivity software to measure, record, track, and analyze data for purpose of improving personal and business productivity; providing temporary use of online, non-downloadable software for time management; providing temporary use of online, non-downloadable software allowing users to request, capture, and record ideas, suggestions and comments; providing temporary use of online, non-downloadable software used for multiple-user online communication and document sharing for collaboration; providing temporary use of online, non-downloadable software for sending, receiving and recording monetary transactions; providing temporary use of non-downloadable computer software for users to publish and share their own content via mobile phones and mobile communication devices.

Downloadable computer software to monitor power delivery systems and perform analytics related to power deliver system behavior and impact to manufacturing process outcomes; downloadable computer software to provide analytics in the form of advanced diagnostics, predictive or prescriptive actional insights, and computing infrastructure for use in association with manufacturing processes.

Software as a service (SAAS) for use in association with monitoring and analysis of power delivery mechanisms and outcomes; software as a service (SAAS) for use in association with providing analytics in the form of advanced diagnostics, predictive or prescriptive actional insights, and computing infrastructure for use in association with manufacturing processes; maintenance and upgrading of computer software.

Computer software for accounting, bookkeeping, financial and business transaction processing management, financial and business transaction management, tax preparation and tax planning, business process management, and financial planning; computer software for use in the field of personal and business finance for accounting, project costing management and tax management; computer software for use in the management of payroll; computer software for administering employee payroll; computer software for use in the management of benefit plans, insurance plans, retirement plans, unemployment insurance plans, and pre-paid health care plans; computer software for creating, customizing, and managing invoices, recording payments, and issuing receipts; computer software for use in organizing, servicing and tracking sales, collections and receivables data; computer software for tracking income, expenses, sales, and profitability by business location, department, type of business, or other user set field; computer software for customer relationship management; computer software to calculate and charge sales tax and to create reports to pay sales tax to appropriate tax agencies; computer software for credit card invoicing and credit card payment processing; computer software for managing online bank accounts; computer software for controlling access to financial information via electronic permission settings; computer software to create, customize, print, export, and e-mail purchase orders; computer software to track time worked by employees and subcontractors; computer software to create and manage budgets; computer software to create price quote estimates and transfer price quote estimates to invoices; computer software to automate creation of invoices; computer software to create, customize, print, export, and e-mail financial reports, business reports, balance sheets, profit and loss statements, cash flow statements, and taxable sales reports; computer software to create, print, and track checks and purchase orders; computer software to track sales, expenses, and payments; computer software to analyze the financial status of businesses and industries; computer software to manage customer lists, e-mail and print sales forms, and track running balances; computer software for inventory management; computer software to import contacts and financial data from other electronic services and software; computer software for synchronizing data among computers and mobile devices; computer software for database management, data aggregation, data reporting, and data transmission; computer software for online backup of electronic files; computer software and hardware for use in transaction processing, accounting, receipt printing, customer relationship management, inventory management and operations management, all in the field of point of sale transactions and retail management; personal and organizational productivity software to measure, record, track, analyze, and manage data for the purpose of improving personal and business productivity; computer software for time management; computer software for sending, receiving and recording monetary transactions; computer software used for multiple-user online communication and document sharing for collaboration; computer software for tax calculation and tax return preparation and filing; computer software for processing tax payments; computer software for organizing, tracking and reporting tax deductible expenses; computer software for tracking charitable donations and calculating charitable tax deductions and fair market value of goods and services; computer software for customers to directly deposit tax refunds into accounts at financial institutions; computer software to pre-populate tax forms with tax data from online banking accounts; computer software that enables multiple users to screen share and communicate for use in providing remote technical support of software and remote technical support of online services; computer software that enables multiple users to screen share and communicate for use in providing assistance with regard to accounting and taxes; computer software for use in providing assistance with regard to accounting and taxes; computer software that enables communication between tax professionals and customers; computer software that enables users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, information, data, images, photographs, and electronic messages, all in the field of tax planning, tax return preparation, and tax return filing; computer software that enables communication between technical support representatives and customers; computer software for use in providing technical support; computer software for use in troubleshooting problems with computer software and online services via telephone, online chat, e-mail, video and other means; computer software that enables users to photograph and upload documents; cash drawers, namely, cash registers; computer printers; point of sale printers and terminals; credit card and debit card readers and scanners; bar code readers and scanners; credit card and secure electronic transaction processing terminals and computer hardware.

Providing temporary use of online non-downloadable software for accounting, bookkeeping, online financial and business transaction processing management, financial and business transaction management, tax preparation and tax planning, business process management, and financial planning; providing temporary use of online non-downloadable software for use in the field of personal and business finance for accounting, project costing management and tax management; providing temporary use of online non-downloadable software for use in the management of payroll; providing temporary use of online non-downloadable software for administering employee payroll; providing temporary use of online non-downloadable software for use in the management of benefit plans, insurance plans, retirement plans, unemployment insurance plans, and pre-paid health care plans; providing temporary use of online non-downloadable software for creating, customizing, and managing invoices, recording payments, and issuing receipts; providing temporary use of online non-downloadable software for use in organizing, servicing and tracking sales, collections and receivables data; providing temporary use of online non-downloadable software for tracking income, expenses, sales, and profitability by business location, department, type of business, or other user set field; providing temporary use of online non-downloadable software for customer relationship management; providing temporary use of online non-downloadable software to calculate and charge sales tax and to create reports to pay sales tax to appropriate tax agencies; providing temporary use of online non-downloadable software for credit card invoicing and credit card payment processing; providing temporary use of online non-downloadable software for managing online bank accounts; providing temporary use of online non-downloadable software for controlling access to financial information via electronic permission settings; providing temporary use of online non-downloadable software to create, customize, print, export, and e-mail purchase orders; providing temporary use of online non-downloadable software to track time worked by employees and subcontractors; providing temporary use of online non-downloadable software to create and manage budgets; providing temporary use of online non-downloadable software to create price quote estimates and transfer price quote estimates to invoices; providing temporary use of online non-downloadable software to automate creation of invoices; providing temporary use of online non-downloadable software to create, customize, print, export, and e-mail financial reports, business reports, balance sheets, profit and loss statements, cash flow statements, and taxable sales reports; providing temporary use of online non-downloadable software to create, print, and track checks and purchase orders; providing temporary use of online non-downloadable software to track sales, expenses, and payments; providing temporary use of online non-downloadable software to analyze the financial status of businesses and industries; providing temporary use of online non-downloadable software to manage customer lists, e-mail and print sales forms, and track running balances; providing temporary use of online non-downloadable software for inventory management; providing temporary use of online non-downloadable software to import contacts and financial data from other electronic services and software; providing temporary use of online non-downloadable software for synchronizing data among computers and mobile devices; providing temporary use of online non-downloadable software for database management, data aggregation, data reporting, and data transmission; providing temporary use of online non-downloadable software for online backup of electronic files; providing temporary use of online non-downloadable software for use in transaction processing, accounting, receipt printing, customer relationship management, inventory management and operations management, all in the field of point of sale transactions and retail management; providing temporary use of on-line non-downloadable software for tax calculation and tax return preparation and filing; software as a services (SAAS) services featuring software for tax planning, tax calculation, and tax return preparation and filing, processing tax payments, and for organizing, tracking and reporting tax-deductible expenses; providing temporary use of online non-downloadable software for processing tax payments; providing temporary use of online non-downloadable computer software for organizing, tracking and reporting tax deductible expenses; providing temporary use of online, non-downloadable mobile application software for tax planning, tax calculation, and tax return preparation and filing, processing tax payments, and for organizing, tracking and reporting tax-deductible expenses; providing temporary use of non-downloadable software for online banking; providing temporary use of non-downloadable software for customers to directly deposit tax refunds into accounts at financial institutions; providing temporary use of non-downloadable software to pre-populate tax forms with tax data from online banking accounts; providing temporary use of online non-downloadable software for determining eligibility for healthcare subsidies and for calculating healthcare subsidies; providing temporary use of on-line non-downloadable software that enables multiple users to screen share and communicate for use in providing remote technical support of software and remote technical support of online services; providing temporary use of online non-downloadable software that enables multiple users to screen share and communicate for use in providing assistance with regard to accounting and taxes; providing temporary use of on-line non-downloadable software that enables users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, information, data, images, photographs, and electronic messages, all in the field of tax planning, tax return preparation, and tax return filing; providing temporary use of online non-downloadable software for use in providing assistance with regard to accounting and taxes; providing temporary use of on-line non-downloadable software that enables communication between tax professionals and customers; providing temporary use of on-line non-downloadable software that enables communication between technical support representatives and customers; providing temporary use of on-line non-downloadable software for use in providing technical support; providing temporary use of on-line non-downloadable software for use in troubleshooting problems with computer software and online services via telephone, online chat, e-mail, video and other means; hosting of websites that enable users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, information, data, images, photographs, and electronic messages, all in the field of tax planning, tax return preparation, and tax return filing; hosting of websites that enable communication between technical support representatives and customers; hosting of websites that enable users to ask and answer each other's questions, and to ask questions and receive answers from a computer system; hosting of websites that prompt users with personalized instructions based on real time analysis of the user's question structure and semantics; hosting of websites that advise users on re-phrasing questions using personalized tips to guide users; hosting of websites that enable users to post and respond to questions in the fields of tax, healthcare, health insurance legislation, health insurance subsidies, medical care subsidies, health care plan options and the Affordable Care Act, immigration reform, legislation, business, and current events; hosting of websites that enable users to contribute and edit digital content in the fields of tax, healthcare, health insurance legislation, immigration reform, legislation, business, and current events; hosting of websites that enable users to determine eligibility for healthcare subsidies; hosting of websites that enable users to calculate healthcare subsidies; creating and hosting an online community featuring shared communications in the fields of tax, health insurance, health insurance exchanges, health insurance legislation, health insurance subsidies, medical care subsidies, health plan options and the Affordable Care Act; technical support services, namely, troubleshooting problems with computer software and online services via telephone, e-mail and other means; providing temporary use of online, non-downloadable personal and organizational productivity software to measure, record, track, and analyze data for purpose of improving personal and business productivity; providing temporary use of online, non-downloadable software for time management; hosting of websites that enable user to request, capture, and record ideas, suggestions and comments; providing temporary use of online, non-downloadable software allowing users to request, capture, and record ideas, suggestions and comments; hosting an on-line network environment that features technology that enables users to share data for collaboration; providing temporary use of online, non-downloadable software used for multiple-user online communication and document sharing for collaboration; providing temporary use of online, non-downloadable software for sending, receiving and recording monetary transactions; providing temporary use of non-downloadable computer software for users to publish and share their own content via mobile phones and mobile communication devices; website creation and hosting; computer services, namely, interactive hosting services featuring technology which allow the user to publish and share their own content and images on-line via mobile phones and mobile communication devices using text messages; technical support services, namely, troubleshooting of computer software problems, web sites, online services, web and online application problems, mobile application problems, and network problems; technical support services, namely, help desk services; computer services, namely, synchronizing data among computers and mobile devices; computer consultation services; data hosting services; hosting software for use by others for use in managing, organizing and sharing data on computer server on a global computer network.

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debit transactions and the transfer of funds to and from others, in an integrated mobile phone, PDA, and web-based environment.

Business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses; advertising and marketing services, namely, promoting the goods and services of others and provision of market research information; promoting the goods and services of others via computer and communication networks; dissemination of advertising for others via a global communications network; facilitating the exchange and sale of services and products of third parties, namely, facilitating transactions between buyers and sellers through providing buyers with information about sellers, goods and/or services via computer and communication networks; online retail store services featuring virtual currency, virtual objects, video, images, text and audiovisual works; providing online marketplaces for sellers of goods and services; providing online services for connecting sellers with buyers via a global computer network; managing and tracking credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes.

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debit transactions and the transfer of funds to and from others, in an integrated mobile phone, PDA, and web-based environment.

Business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses; advertising and marketing services, namely, promoting the goods and services of others and provision of market research information; promoting the goods and services of others via computer and communication networks; dissemination of advertising for others via a global communications network; facilitating the exchange and sale of services and products of third parties, namely, facilitating transactions between buyers and sellers through providing buyers with information about sellers, goods and/or services via computer and communication networks; online retail store services featuring virtual currency, virtual objects, video, images, text and audiovisual works; providing online marketplaces for sellers of goods and services; providing online services for connecting sellers with buyers via a global computer network; managing and tracking credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes.

Computer software to enable the sharing, searching, analysis, review, formatting, systemization and organisation of data relating to third party transportation and distribution networks and third party suppliers of utilities services, being gas, electricity, water, energy and telecommunications; computer software and application software to enable the sharing, searching, analysis, review, formatting and organisation of data relating to the price, characteristics, features and suitability of third party transportation and distribution networks and third party suppliers of utilities services, being gas, electricity, water, energy and telecommunications; computer software and application software for creating searchable databases of information and data relating to the price, characteristics, features and suitability of third party transportation and distribution networks and third party suppliers of utilities services, being gas, electricity, water, energy and telecommunications; computer software and computer applications for accessing, browsing, sharing and searching online databases of information and data relating to third party transportation and distribution networks and third party suppliers of utilities services, being gas, electricity, water, energy and telecommunications; computer software and computer applications relating to comparison services all relating to the characteristics, features and suitability of the supply of third party utilities, being gas, electricity, water, energy and telecommunications; computer software and computer applications relating to price analysis services in respect of third party providers of utilities, being gas, electricity, water, energy and telecommunications; computer software for compressing, storing, and analyzing data relating to the consumption of utilities, being gas, electricity, water, energy and telecommunications provided by a third party; computer hardware for sharing, searching, compressing, storing, and analyzing data relating to the consumption of utilities, being gas, electricity, water, energy and telecommunications provided by a third party; computer software for generating pricing data for utilities, being gas, electricity, water, energy and telecommunications provided by a third party; computer software for switching consumers between tariffs or services offered by gas, electricity, water energy and telecommunications suppliers; computer software for automatically providing readings relating to data concerning use of utilities, being gas, electricity, water, energy and telecommunications; downloadable software applications relating to the consumption of utilities, being gas, electricity, water, energy and telecommunications; downloadable software applications relating to switching between different providers of utilities, being gas, electricity, water, energy and telecommunications; hardware and software for analyzing the operation, usage, performance or condition of devices based on the data relating to their energy consumption.

Computer database management to enable the sharing, searching, analysis, review, formatting, systemization and organisation of data relating to third party transportation and distribution networks of utilities services, being gas, electricity, water and energy and/or providers of utilities services, being gas, electricity, water, energy and telecommunications; comparison services, all relating to the price, characteristics, features and suitability of the and utilities, being gas, electricity, water, energy and telecommunications; monitoring services, all relating to the supply to consumers of the goods and services of third party providers of utilities, being gas, electricity, water, energy and telecommunications by monitoring all characteristics, features and suitability thereof; procurement services, all relating to the procurement of suppliers and the change of suppliers of third party utilities, being gas, electricity, water, energy and telecommunications; facilitating the supply and change of suppliers utilities, being gas, electricity, water, energy and telecommunications; facilitating the supply and change of suppliers of gas, electricity, water, energy and telecommunications on behalf of consumers of the goods and services of other vendors; arranging on behalf of consumers the supply and change of and third party providers of utilities, being gas, electricity, water and energy; online billing relating to telecommunication services and utilities, being gas, electricity, water, energy and telecommunications.

Magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; computer software and computer programs (downloadable/recorded computer software); computer operating programs, recorded; computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; encoders and decoders; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; parts and fittings for all the aforesaid goods.

Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services; financial services, namely transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial services, namely value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; estate management services relating to transactions in real property; property portfolio management; management of property; advisory services relating to real estate ownership; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; providing information relating to financial services via a computer database or the Internet; computerised customer financial information; information, advisory and consultancy services relating to all the aforesaid services.