Account debiting services; money transmission services; bill payment services provided through a website; money ordering services; clearing and reconciling financial transactions via electronic communication networks; clearing; payment and financial services, namely credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; mobile and online payment services; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; financial services, namely, enabling donations to be made to charities, all via electronic communication networks; foreign exchange; home banking; electronic funds transfer; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs; clearing and reconciling financial transactions via a global computer network; payment services and providing financial services, namely credit card processing and transmission of bills and payments thereof, conducted via a global computer network.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; provision of computer software application solutions; provision of software for use in connection with the provision of financial payments.

Provision of information concerning security in relation to money transmission; advising on and co-ordinating fraud prevention activities; advising retailers, banks and their customers on precautions to be taken to reduce fraud; consultancy relating to the provision of security; provision of security information; security assessment of risks; security services; security assessments of risk relating to funds transfers and payments; consultancy relating to the provision of security of fund transfers and payments; security consultancy; identity theft and fraud prevention services; compilation of regulatory information; advisory and information services relating to standards; disciplinary services; regulation of financial, monetary and banking organisations; information, advice and consultancy services relating to the aforesaid.

Electronic payment services; Mobile payment services; Automated payment services; Organisational processing of payment transactions by means of payment gateways; Debt collecting services; Provident fund services; Electronic transfer of funds; Credit agencies; Financial information; Factoring; Financial analysis; Financial consulting; Financial sponsorship; Financing and funding services; Fund investments; Debt collection agencies; Banking; Pawnbrokerage; Insurance consultancy; Warranty services; Loans [financing]; Financial evaluation (insurance, banking); Financial affairs; Monetary affairs; Organisation of collections; Charitable fund raising; Financial management; Trusteeships; Currency trading and exchange services; Online banking; Verification (Check [cheque] -); Debt advisory services; Issuance of credit cards; Installment loans; Mortgage banking; Payment processing; Providing financial information via a web site; Billing in connection with commercial transactions and end-user business in the context of online shops (processing of monetary transactions).

Providing of access to a global computer network, including via application software (apps); Providing access to computer, electronic and online databases; Telecommunications, namely electronic transmission of data, messages and information, including via application software (apps); Providing of access to online forums for communications, including via application software (apps); Providing of internet chatrooms, including via application software (apps); Transmission of messages, including electronic messages, including via application software (apps); Computer aided transmission of images, including via application software (apps); Providing portals on the Internet; Operation of chatlines, chatrooms and forums, including all of the aforesaid via application software (apps); Electronic exchange of messages by means of chatlines, chatrooms and internet forums, including via application software (apps); Forwarding of messages to internet addresses (web messaging), including via application software (apps); Providing of access to computer programs on data networks, including via application software (apps); Providing of access to information on the internet, including via application software (apps); Telecommunication services provided via Internet platforms and portals; Transmission of digital files; Procuring access to databases; Providing access to online communications links to transfer users to other local and global websites; Providing of access to the websites of others via a universal login, including via application software (apps); Audio, text and video transmission via computer or other communications networks, namely uploading, sending, displaying and electronically transmitting data, information, audio and video images, including via application software (apps); Electronic transmission of photographs and videos; Providing telecommunications connections to a global computer network enabling users to transmit personal data to a number of websites and to share personal data with and among a number of websites, including via application software (apps); Providing access to information from information directories and databases; Providing of access (on data networks) to non-downloadable software applications, in particular for transmitting audio and video content, photographic images, graphics and data, including via application software (apps); Providing of access to computer databases; Telecommunications; Providing access to internet services (software); Providing data and information in the context of telecommunications services; Information about telecommunication; Providing access to databases in computer networks; Providing access to websites; Telecommunications, in particular providing of payment transaction applications, including via application software (apps) for mobile terminals.

Maintenance and updating of software for e-commerce platforms, including application software (apps); Monitoring of computer systems by remote access; Designing and creating homepages and Internet pages; Creating and maintaining web sites for others; Programming, including for application software (apps), all of the aforesaid for data processing, in particular for authorisation and authentication in the context of electronic payment systems; Safeguarding electronic payment transactions through certification and encryption; Computer-aided authorisation and authentication within the framework of electronic payment systems; Application service provider (ASP) services, namely providing of software, including application software (apps), all of the aforesaid for temporary use of non-downloadable computer software and software development tools available online for use in the field of e-commerce; Application service provider (ASP) services, namely providing of software, including application software (apps), all of the aforesaid for temporary use of non-downloadable e-commerce software available online, enabling users to carry out electronic business transactions in the context of online trading platforms via a global computer network; Software programming, adaptation and configuration for the purposes of optimising websites; Optimisation of websites by means of programming-related optimisation of ordering processes (conversion rates, conversion funnel) and user behaviour by means of A/B testing, all of the aforesaid in the form of computer programming; Optimisation of websites by means of clickstream analysis, website analysis, keyword optimisation (indexing of website content), search engine optimisation (SEO), all of the aforesaid in the form of computer programming; Optimisation of websites by means of developing and conducting measures for optimal construction of a website (including structuring of ordering and payment processes), website and competitor monitoring, all of the aforesaid in the form of computer programming; Implementation of software for electronic information, payment and purchasing systems.

Administation and payment of pension, pensions and pension annuities; payment processing services.

Administration and payment of pensions and annuities; payment processing services.

Application service provider (ASP) featuring software for use in data and transaction processing in the field of telecommunication; application service provider (ASP), namely, hosting computer software applications of others for use in data and transaction processing; application service provider featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; application service provider, namely, providing, hosting, managing, developing, and maintaining applications, software for use in data and transaction processing, websites, and databases in the fields of wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; hosting of digital content on the Internet; rental of application software; technical support services, namely, troubleshooting of computer software problems; providing temporary use of non-downloadable computer software for processing electronic payments over computer networks, intranets and the internet; computer service, namely, acting as a software-as-a-service provider (SaaS) for use in data and transaction processing in the field of electronic processing of payments to host software to permit remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; computer service, namely, acting as a software-as-a-service provider (SaaS) for use in data and transaction processing in the fields of wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software

Education; education in the field of legal and regulatory compliance; education in relation to finance; education in relation to the payments industry; organisation and conducting of seminars and conferences; provision of training; provision of training in the field of legal and regulatory compliance and risk management; provision of educational information relating to legal and regulatory compliance and risk management; educational information relating to legal and regulatory compliance and risk management via a computer network or via the internet; electronic publications (non downloadable); information, advisory and consultancy services relating to the aforesaid services.

Hosting services, software as a service, and rental of software; providing online, non-downloadable software; providing online, non-downloadable software for gathering, monitoring and tracking legal, regulatory and compliance information; providing online, non-downloadable software for gathering, monitoring and tracking legal, regulatory and compliance information for the payments industry; providing online, non-downloadable software for tracking of regulatory changes; providing online, non-downloadable software for tracking of regulatory changes for the payments industry; information, advisory and consultancy services relating to the aforesaid services.

Financial management services; banking services; administration and payment of pensions and annuities; payment processing services; insurance services; provision of remote access on-line financial services; financial advice; provision of financial information.

Design and development of computer software relating to financial services and pensions; information, advisory and consultancy services relating to computer software.