Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer software for processing electronic payments; authentication software for controlling access to and communications with computers and computer networks.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services clearing and reconciling financial transactions via global communications networks; on-line bank accounts and web-based money transfers, and financial and account information aggregation services over a global computer network; payment remittance services; electronic transmission of money from customer to customer; electronic transmission of bill and payment date; facilitating person-to-person money transfer and payment services through electronic means via a global computer network; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitised information.

Computer game software; video game software; sound recordings in the form of optical discs, magnetic discs, semiconductor ROMs featuring music and/or fictional stories; audio visual recordings in the form of optical discs, magnetic discs, semiconductor ROMs featuring music and/or animated fictional stories; prerecorded compact discs featuring music; prerecorded video discs featuring music and/or animated fictional stories; prerecorded video cassettes featuring music and/or animated fictional stories; decorative magnets; mouse pads; straps for cellular phones; sunglasses; blank memory cards; memory card cases; CD cases; computer keyboards; joysticks; downloadable image files; downloadable wallpapers for computers and/or mobile phones; downloadable screensavers for computers and/or mobile phones; downloadable video recordings; downloadable musical sound recordings; downloadable ring tones for mobile phones; electronic publications in the field of computer games, video games, cartoons and/or general entertainment.

Computer game strategy guidebooks; video game strategy guidebooks; books featuring fictional and/or fantasy stories; graphic art books; song books; musical score books; comic books; magazines featuring video games and/or cartoons; posters; stickers; paper banners; calendars; postcards; stationery; collectors' cards; trading cards; photographs.

Cosmetic products for the shower;Cosmetics;Skincare cosmetics;Cosmetic products in the form of aerosols for skincare;Cleaning pads impregnated with cosmetics;Cosmetics and cosmetic preparations;Soap products;Perfumery products;Skin fresheners [cosmetics];Moisturisers [cosmetics];Tanning oils [cosmetics];Tanning preparations [cosmetics];Cosmetic products in the form of aerosols for skin care;Perfume oils for the manufacture of cosmetic preparations;Self-tanning preparations [cosmetics];Cosmetics preparations;Sets of cosmetic oral care products;After-sun oils [cosmetics];Non-medicated cosmetics and toiletry preparations;Beauty care cosmetics;Organic cosmetics;Teeth cleaning lotions;Anti-aging moisturizers used as cosmetics;Cleaner for cosmetic brushes;Tanning gels [cosmetics];Cleansing products for the eyes;Preparations and products for fur care;Hair cosmetics;Room fragrancing products;Non-medicated cosmetics;Skin moisturizers used as cosmetics;Suncare lotions [for cosmetic use];Decorative cosmetics;Tanning milks [cosmetics];Facial creams [cosmetics];Hair care lotions [for cosmetic use];Cleansing creams [cosmetic];Skin care cosmetics;Cosmetics in the form of lotions;Essential oils for use in the manufacture of scented products;Automotive cleaning preparations;Cosmetics for suntanning;Make-up palettes containing cosmetics;Multifunctional cosmetics;Humectant preparations [cosmetics];Cleaning preparations for automobiles;Skin cleansers [cosmetic];Body creams [cosmetics];Natural cosmetics;Colour cosmetics;Cosmetics for children;Fluid creams [cosmetics];Milks [cosmetics];Cosmetics for animals;Functional cosmetics;Skin masks [cosmetics];Body care cosmetics;Mousses [cosmetics];Body gels [cosmetics];Lip cosmetics;Cosmetics in the form of creams;Eye cosmetics;Nail cosmetics;Colour cosmetics for children;Cosmetics for eye-lashes;Facial gels [cosmetics];Liners [cosmetics] for the eyes;Skin recovery creams [cosmetics];Cosmetics for use on the skin;Colour cosmetics for the skin;Night creams [cosmetics];Body and facial creams [cosmetics];Sun-tanning preparations [cosmetics];Suntan oils [cosmetics];Cosmetics in the form of oils;Eyebrow cosmetics;Cosmetic hair lotions;After-sun milks [cosmetics];Colour cosmetics for the eyes;Tissues impregnated with cosmetics;Emollient preparations [cosmetics];After-sun milk [cosmetics];Cosmetics in the form of powders;Skin care lotions [cosmetic];Cosmetics for eye-brows;Cosmetics for personal use;Cosmetics in the form of gels;Sun protecting creams [cosmetics];Powder compacts [cosmetics];Body and facial gels [cosmetics];Hair care creams [for cosmetic use];Beauty lotions;Lip stains [cosmetics];Cosmetic creams and lotions;Cosmetics for the use on the hair;Suntanning oil [cosmetics];Nail tips [cosmetics];Cosmetics containing panthenol;Cosmetics containing keratin;Smoothing emulsions [cosmetics];Suntan lotion [cosmetics];Bath powder [cosmetics];Sun blocking lipsticks [cosmetics];Cosmetics in the form of milks;Tissues impregnated with cosmetic lotions;Lotions (Tissues impregnated with cosmetic -);Lotions for cosmetic purposes;Cosmetics for the treatment of dry skin;Cosmetic creams for skin care;Skin care creams [cosmetic];Nail paint [cosmetics];Face creams for cosmetic use.

Hand tools and implements (hand-operated);Hand tools and implements [hand-operated];Hand tools and implements, hand-operated;Hand tools and implements (hand operated);Pedicure implements [hand tools];Scraping tools [hand tools];Cutting tools [hand tools];Knives [hand tools];Shovels [hand tools];Graving tools [hand tools];Fulling tools [hand tools];Rakes [hand tools];Hammers [hand tools];Edge tools [hand tools];Perforating tools [hand tools];Hatchets [hand tools];Saws [hand tools];Scrapers [hand tools];Hand drills [hand tools];Hand implements, hand-operated;Handles for hand-operated hand tools;Grafting tools [hand tools];Spatulas [hand tools];Tongs [hand tools];Hand tools, hand-operated;Blades [hand tools];Augers [hand tools];Wrenches [hand tools];Adzes [hand tools];Chisels [hand tools];Taps [hand tools];Taps being hand tools;Drills [hand tools];Picks [hand tools];Decanting liquids (Implements for -) [hand tools];Implements for decanting liquids [hand tools];Stamping-out tools [hand tools];Ladles [hand tools];Ditchers [hand tools];Mallets being hand tools;Extensions for hand tools;Agricultural hand tools;Hoes [hand tools];Grindstones [hand tools];Rammers [hand tools];Rammers being hand tools;Screwdrivers [hand tools];Ratchets [hand tools];Emergency cutting tools [hand tools];Countersinking tools for hand operated tools;Gouges [hand tools];Spokeshaves being hand tools;Reamers [hand tools];Clamps [hand tools];Spanners [hand tools];Rasps [hand tools];Pruners [hand tools];Mauls [hand tools];Loppers [hand tools];Bits being hand tools;Stamps [hand tools];Bits [hand tools];Fleshing knives [hand tools];Embossers [hand tools];Files [hand tools];Spades [hand tools];Guns [hand tools];Agricultural forks [hand tools];Pincers [hand tools];Pincers being hand tools;Nippers [hand tools];Countersinks [hand tools];Punches [hand tools];Punches being hand tools;Stirrers [hand tools];Planers [hand tools];Emergency spreading tools [hand tools];Claws [hand tools];Dies [hand tools];Pikes [hand tools];Dies being hand tools;Hand jacks [hand tools];Rams [hand tools];Expanders [hand tools];Putty knives [hand tools];Fullers [hand tools];Socket sets [hand tools];Pruning saws [hand tools];Diggers [hand tools];Braiders [hand tools];Gimlets [hand tools];Polishing tools (Hand operated -);Wheels (Sharpening -) [hand tools];Sharpening wheels [hand tools];Weeding forks being hand tools;Weeding forks [hand tools];Riveters [hand tools];Riveters for use as hand tools;Weeding tools [hand operated];Engravers [hand tools];Forcible entry tools [hand tools];Handle grips for hand tools;Squares [hand tools];Paint scrapers [hand tools];Shears [hand operated tools];Planes [hand tools];Gardening tools (Hand operated -);Cutting guides for use with hand operated tools;Cutting inserts for use with hand tools;Scribers [hand tools];Grinding tools (Hand operated -);Knife sharpeners [hand tools];Riveting hammers [hand tools];Mincing knives [hand tools];Socket wrenches [hand tools];Glass scrapers [hand tools];Cutters [hand operated tools];Bush hooks [hand tools];Trimmers [hand operated tools];Snips [hand operated tools];Threaders [hand operated tools];Irons [non-electric hand tools];Priming irons [hand tools];Adjustable wrenches [hand tools];Cutting tools for tiles (Hand operated -);Nippers [hand operated tools];Abrading tools [hand operated];Drill bits for use in hand tools;Paring irons [hand tools];Bench vices [hand implements];Ratchet wrenches [hand tools];Emergency multi-tools [hand tools];Auger bits for hand tools;Hackles [hand tools];Drill holders [hand tools];Crimping tools (Hand operated -);Drywall finishing tools [hand tool];Cutting wheels [hand operated tools].

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication apparatus and instruments; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; apparatus for teaching cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs), alarms and flashlights; electrical apparatus, namely, apparatus for the registration, transmission and reproduction of data including sound and images.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards, debit cards, (other than encoded); magazines.

Abrading tools for use with machines;Abrasive belts for power-operated sanders;Abrasive bits for use with machines;Abrasive discs [machine tools];Abrasive disks for power-operated grinders;Abrasive disks for power-operated sanders;Abrasive grinding wheels [machines];Abrasive grinding wheels [tools for machines];Abrasive sharpening stones [parts of machines];Abrasive stones [parts of machines];Abrasive tools being parts of machines;Abrasive wheels being parts for machines;Abrasive wheels for power-operated grinders;Carbide burs [machine tools];Diamond cutting tools for machines;Dressers for blades [machine tool];Grinding discs being parts of machines;Grinding tools for grinding machines;Grinding tools [machines or parts of machines];Grinding wheels being parts of machines;Sharpening wheels [electric machines];Power-operated abrasive wheels;Power-operated grinding wheels;Bevel gear grinding tools;Dressing (Apparatus for -).

Abrasive discs [parts for hand operated tools];Abrasive grinding wheels [hand-operated tools];Abrasive grinding wheels [parts of hand operated tools];Abrasive stones [hand-operated tools];Abrasive tools (hand-operated-);Abrasive wheels for use with hand tools;Grinding tools (hand operated-);Grinding wheels [hand tools].

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks.

Business management and commercial or industrial management.

Application software;Application software for mobile phones;Computer application software;Computer application software for mobile telephones;Computer game programs;Computer game software;Computer game software for use on mobile and cellular phones;Computer games programs [software];Computer games software.

Industrial oils and greases; lubricants; dust absorbing, wetting and binding compositions; fuels (including motor spirit) and illuminants; motor fuel and motor engine fuel additives (non chemical).

Building construction; repair, installation services; vehicle servicing (repair, maintenance), rust-proofing and polishing of vehicles; vehicle lubrication; oil changing for vehicles; vehicle washing and cleaning; panel beating and painting services; filling station services (included in class 37).

Processing, coating and lamination coating machines and parts thereof, for the manufacture of packaging and labels; Stamping, die-stamping, grooving and foil-stamping machines and parts thereof for the manufacture of packaging and labels; Adhesive machines for folding boxes and parts thereof; Printing machines and parts therefor; Components and replacement parts for the aforesaid goods.

Comic books; Manuals [handbooks]; Textbooks; Computer manuals; Manuals for instructional purposes; Computer software operating manuals.

Educational instruction; Educational advisory services; Educational assessment services; Arranging of an annual educational conference; Vocational guidance [education or training advice]; Educational services provided for children; Children's entertainment services; Educational services provided for teachers of children; Provision of play facilities for children; Educational services provided by a school; Electronic desktop publishing; Publishing services (including electronic publishing services); Publishing services carried out by computerised means; Publication of the editorial content of sites accessible via a global computer network; Teaching; Computer training; Training services; Provision of training courses; Provision of training and education; Training of teachers; Workshops for training purposes; Education and instruction; Computer education training; Technological education services; Provision of training facilities; Training services relating to computers; Instruction in the use of computers; Production of training videos; Publication of training manuals; Setting of training standards; Entertainment, education and instruction services; Provision of instruction relating to data processing; Educational services relating to information technology; Training in the development of software systems; Training in the design of software systems; Providing online non-downloadable comic books and graphic novels; Pre-school education; Educating at senior high schools; Teaching at elementary schools; Correspondence courses; Educational services in the nature of correspondence schools; Electronic game services provided by means of the internet; Entertainment services provided on-line from a computer database or the internet; Entertainment provided via the internet; Internet games (non-downloadable).