Banking services; broad based financial services, namely, credit card, debit card, and charge card transaction processing and payment services; electronic credit and debit transaction, authorization, and verification services; credit card and debit card payment transaction, authorization, and verification services; check processing services; check verification services; electronic funds transfer services; point of sale transaction services; electronic payment processing services; electronic payment processing services for use by online retailers; transaction authorization and settlement services; payment transaction authentication and verification services; automated bill payment services; providing electronic processing of credit card and debit card transactions and electronic payments via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; third party credit card transaction processing services; gift card transaction processing services; merchant services, namely, payment transaction processing services; payment processing service for merchants and business management software providers which utilizes point-to-point encryption and tokenization to increase payment data security; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing secured payment gateway services for vendors to process payments of third parties; providing secured payment gateway for point-of-sale credit card, debit card, gift card, ACH and electronic payments; on-line ACH, credit card and electronic payment processing services; point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transaction processing, authorization, and debt settlement services; payment transaction authentication and verification services in the nature of credit card and debit card verification services; facilitating person-to-person payment services through electronic means via a global computer network; providing financial information, namely, credit and debit card data and reports; providing financial information, namely, credit and debit card data and reports, electronic funds transfer, and financial information rendered by computer by means of a secure information computer network; financial analysis, namely, providing a wide range of financial information and analysis by electronic means in connection with credit cards, debit cards and other payment cards, cardholder spending, financial risk management, terminated merchants and reporting of chargebacks on credit cards; providing financial information and financial analysis by electronic means in connection with credit card, debit card, and other payment card transaction processing, authorization, and debt settlement services, credit cardholder spending, fraud reimbursement services in the field of credit card purchases, financial risk management, terminated credit cards of merchants and reporting of charge backs on credit cards.

Data protection services for third party credit card transactions in the nature of on-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; consulting services in the field of fraud protection in the field of on-line payment and billing services; providing temporary use of non-downloadable computer software to retail merchants for processing credit card transactions; data encryption services; electronic storage of customer data; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; application service provider featuring application programming interface (API) software for electronic payment processing, payment card industry (PCI) data security compliance, and security and storage of customer data; providing a secure electronic online system featuring technology which allows vendors to submit electronic invoices to customers for importing and processing of electronic invoices; providing temporary use of non-downloadable computer software for preparing invoices over computer networks, intranets and the internet; providing temporary use of online non-downloadable computer programs for use in the tokenization of confidential financial and personal data for long-term data storage, data transmission and recall, and for use in integrated payment processing including credit card, debit card and gift card transaction processing and payment; virtual terminal for the creation of electronic check transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating payments by electronic check; virtual terminal for the creation of credit card transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating credit card transactions.

Providing information and analysis by electronic means in connection with fraud; computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity indicating theft, fraud, or other criminal activity; providing user authentication services in e-commerce transactions.

Banking services; broad based financial services, namely, credit card, debit card, and charge card transaction processing and payment services; electronic credit and debit transaction, authorization, and verification services; credit card and debit card payment transaction, authorization, and verification services; check processing services; check verification services; electronic funds transfer services; point of sale transaction services; electronic payment processing services; electronic payment processing services for use by online retailers; transaction authorization and settlement services; payment transaction authentication and verification services; automated bill payment services; providing electronic processing of credit card and debit card transactions and electronic payments via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; third party credit card transaction processing services; gift card transaction processing services; merchant services, namely, payment transaction processing services; payment processing service for merchants and business management software providers which utilizes point-to-point encryption and tokenization to increase payment data security; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing secured payment gateway services for vendors to process payments of third parties; providing secured payment gateway for point-of-sale credit card, debit card, gift card, ACH and electronic payments; on-line ACH, credit card and electronic payment processing services; point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transaction processing, authorization, and debt settlement services; payment transaction authentication and verification services in the nature of credit card and debit card verification services; facilitating person-to-person payment services through electronic means via a global computer network; providing financial information, namely, credit and debit card data and reports; providing financial information, namely, credit and debit card data and reports, electronic funds transfer, and financial information rendered by computer by means of a secure information computer network; financial analysis, namely, providing a wide range of financial information and analysis by electronic means in connection with credit cards, debit cards and other payment cards, cardholder spending, financial risk management, terminated merchants and reporting of chargebacks on credit cards; providing financial information and financial analysis by electronic means in connection with credit card, debit card, and other payment card transaction processing, authorization, and debt settlement services, credit cardholder spending, fraud reimbursement services in the field of credit card purchases, financial risk management, terminated credit cards of merchants and reporting of charge backs on credit cards.

Data protection services for third party credit card transactions in the nature of on-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; consulting services in the field of fraud protection in the field of on-line payment and billing services; providing temporary use of non-downloadable computer software to retail merchants for processing credit card transactions; data encryption services; electronic storage of customer data; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; application service provider featuring application programming interface (API) software for electronic payment processing, payment card industry (PCI) data security compliance, and security and storage of customer data; providing a secure electronic online system featuring technology which allows vendors to submit electronic invoices to customers for importing and processing of electronic invoices; providing temporary use of non-downloadable computer software for preparing invoices over computer networks, intranets and the internet; providing temporary use of online non-downloadable computer programs for use in the tokenization of confidential financial and personal data for long-term data storage, data transmission and recall, and for use in integrated payment processing including credit card, debit card and gift card transaction processing and payment; virtual terminal for the creation of electronic check transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating payments by electronic check; virtual terminal for the creation of credit card transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating credit card transactions.

Providing information and analysis by electronic means in connection with fraud; computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity indicating theft, fraud, or other criminal activity; providing user authentication services in e-commerce transactions.