Merchant services, namely payment transaction processing services; payment processing services; acquiring services, namely, payment services which enable the execution of transactions initiated by, or via, merchants by means of credit cards and other payment cards, which involves operating the process by which payments on cards are authorised and funds due to the merchant are paid; financial transactions and payment processing services provided by an internet website portal; processing digital secure remote payment transactions by provision ofan internet portal; electronic commerce payment services, namely establishing funded accounts used to purchase goods and services on the internet; maintaining of accounts for holding payments due to merchants; provision of accounts for holding funds for use in making original credit transfers (OCT), for use in business-to-customer transactions, including for insurance pay-outs and payments to gig economy workers, via credit card processing networks; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit risk management; financial administration of payment transactions, including those made by credit cards and other types of payment card; providing electronic processing of ACH (automatic clearing house) transactions and electronic payments via a global computer network; verifying, reconciling, and settling of e-commerce financial transactions made by credit cards and other types of payment cards; processing of credit card payments via near field communications (NFC) technology-enabled devices; providing know-your-customer (KYC) verification of the identity of cardholders as part of processing payments; currency exchange services; foreign currency exchange services; financial exchange of virtual currency; electronic transfer of virtual currency; processing of electronic wallet payments; e-wallet payment services; bill payment services provided by an electronic wallet; online bill payment services; electronic processing of bills and invoices; reimbursement of funds for disputed items in the field of electronic payment purchases; fraud reimbursement services in the field of credit card purchases; processing of transactions for recurring payments, including for subscription fees; processing of credit card payments; processing of virtual card payments (a virtual card is an image of a card on which appears a use-only-one-time-number); processing of electronic payments made by debit cards; processing of electronic payments made through stored-value cards; processing of electronic payments made through pre-paid cards; loyalty programme payment processing services; blockchain based payment verification services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; dunning services; consultancy, information and advice in relation to all the aforesaid services.

Providing electronic transmission of point of sale data, credit card, other types of payment card, and bill payment transaction data and electronic payment data via a global computer network; providing access to telecommunication infrastructure; providing an online interactive bulletin board for transmission of messages among computer and smartphone users; providing access to online forums for electronic transmission of messages concerning product reviews and product purchasing information; communication by online blogs; communication by text message and instant messaging; chat room services; video streaming of video material featuring business administration information; consultancy, information and advice in relation to all the aforesaid services.

Software as a service (SAAS); platform as a service (PAAS); infrastructure as a service (IAAS); database as a service (DAAS); application service provider featuring application programming interface (API) software; hosting of e-commerce platforms on the internet; hosting of transaction platforms on the internet; hosting of Access Control as a Service (ACaaS) servers and software; hosting an online website for creating websites for microbusinesses; programming of software for e-commerce platforms; providing temporary use of online non-downloadable software for building, creating, and designing of websites for e-commerce and online retail shops and construction of internet portals for e-commerce; providing temporary use of online non-downloadable software for creation of online retail stores in the nature of web-based service that allows users to create e-commerce stores to sell their goods and services online; providing an online platform featuring technology that enables users to create a unique URL for an online store and the ability for users to manage the content and inventory of their online store; providing temporary use of online non-downloadable software for use in e-commerce and the retail industry to allow users to perform electronic business transactions via a global computer network; providing temporary use of non-downloadable software for business management advice to micro businesses and start-up businesses; providing temporary use of online non-downloadable software for building, designing, developing, and hosting of websites for businesses in education services (including schools, pre-schools, tutors, evening classes, and nurseries for children), property maintenance (including plumbers, carpenters, builders, cleaners, gardeners), motor vehicle repairs, hospitality (including restaurants, cafes, guest houses, and hotels), fashion (including dressmakers, fashion designers, and tailors) health and wellness (including spas, massage therapists, chiropodists, gyms, personal trainers, yoga studios, dentists, health professionals, opticians, veterinary surgeries), local services (including drycleaners, butchers, bakeries, greengrocers, betting shops, and florists), personal services (including hairdressing salons, nail solons, and tattoo parlours), sporting activities (including football clubs and cricket clubs), real estate agents, and cultural services (including libraries, art galleries, and museums) in particular for booking reservations, managing calendars for appointments and sending reminders; providing temporary use of non-downloadable software for booking reservations, managing calendars for appointments and sending reminders; providing temporary use of online non-downloadable software for customer relationship management (CRM), inputting, editing and uploading customer, supplier and staff contact information, and tracking and analysing customer transaction history; providing temporary use of online non-downloadable software for facilitating transmission of messages between e-commerce merchants and their customers; providing temporary use of online non-downloadable software, for managing social media interactions between e-commerce businesses and online retail shops and their customers; providing temporary use of online non-downloadable software for processing of invoices, processing orders, manging cash-flow and tracking sales performance; providing temporary use of online non-downloadable software to enable e-commerce businesses and online retail shops to create, update and maintain their own catalogue of products and services; providing temporary use of on-line non-downloadable software for supply chain management, logistics, tracking orders, inventory management and inventory customisation; providing temporary use of online non-downloadable software for e-commerce businesses and online retail shops to manage their staff, including giving staff access to their websites, tracking staff performance and monitoring staff activity; providing temporary use of on-line non-downloadable software for search engine optimisation; providing temporary use of online non-downloadable software for online live stream shopping; providing temporary use of online non-downloadable software for maintaining security and protection of data for e-commerce websites and online retail shops and for data analysis; providing temporary use of online non-downloadable software for data backup, storage and restoration of e-commerce websites and online retail shops; providing temporary use of online non-downloadable software for users to interact with artificial intelligence chatbots or personal assistants, including for development or operation of e-commerce websites and online retail shops; providing temporary use of online non-downloadable software for developing and operating consumer blockchain applications; providing temporary use of on-line non-downloadable software for use in generating streaming advertisements, and for use in compiling advertisements for use as webpages on the internet; providing temporary use of on-line non-downloadable software for database management; providing temporary use of on-line non-downloadable software for finding local businesses; providing temporary use of non-downloadable software for translation of webpages, advertising material, and websites from one language to another language and their localisation (which is the adapting of written text from one language or culture to another language or culture); application service provider featuring e-commerce software for use as a payment gateway that authorises processing of credit cards or direct payments for merchants; application service provider featuring e-commerce software for use as a payment gateway for linking e-commerce websites to credit card processing networks; providing temporary use of non-downloadable computer software enabling websites of merchants to accept payment for their goods and services by way of digital secure remote payments, credit cards, charge cards, debit cards, pre-paid stored value cards, and virtual cards (a virtual card is an image of a card on which appears a use-only-one-time-number); application service provider featuring application programming interface (API) for secured internet connection for transmission of credit card information from e-commerce websites to credit card processing networks; providing temporary use of on-line non-downloadable computer software for use of electronic wallets; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, settling and reconciling invoices; application service provider featuring application programming interface (API) for payment of bills online; application service provider featuring application programming interface (API) software for server hosting, cloud hosting, server software management, all for maintaining records of e-commerce payment transactions; computer services, namely integration of computer software into multiple systems and networks; user authentication services using technology for e-commerce transactions; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; providing temporary use of online non-downloadable software for processing electronic transactions; providing user authentication services using biometric hardware and software technology for e-commerce transactions; electronic monitoring of credit card activity to detect fraud via the internet; data encryption services for providing security and anonymity for electronically transmitted credit card transactions; providing temporary use of online non-downloadable computer software for use in providing accounts for holding funds for use in making original credit transfers (OCT) for use in business-to-customer transactions, including for insurance pay-outs and payments to gig economy workers, via credit card processing networks; providing temporary use of online non-downloadable computer software for use in providing financial risk management in relation to credit card and other types of card transactions; providing temporary use of online non-downloadable computer software for use in providing electronic processing of ACH (automatic clearing house) for financial transactions; providing temporary use of online non-downloadable computer software for use in providing know-your-customer (KYC) verification of the identity of cardholders; providing temporary use of online non-downloadable computer software for use in providing foreign currency exchange and virtual currency exchange; providing temporary use of online non-downloadable computer software for use in reimbursement of funds for disputed items in the field of electronic payment purchases and fraud reimbursement services in the field of credit card purchases; providing temporary use of online non-downloadable computer software for use in processing of transactions for recurring payments, including for subscription fees; installation, repair and maintenance of all software in the aforesaid services; computer technology support services, namely helpdesk services; technical support services, namely assistance provided by telephone or online with the functionality of web portals and platforms; troubleshooting of computer software problems; providing temporary use of online non-downloadable software featuring computer software development tools; data storage via blockchain; electronic data storage and data back-up services; consultancy, information and advice in relation to all the aforesaid services.