Downloadable software and software application for identifying and mitigating commercial risk.

Providing on-line non-downloadable computer software for use in identifying and mitigating commercial risk.

Downloadable software and software application for identifying and mitigating commercial risk.

Providing on-line non-downloadable computer software for use in identifying and mitigating commercial risk.

Insurance services; accident insurance underwriting services; life insurance underwriting services; fire insurance underwriting services; marine insurance underwriting services; financial and monetary services, namely, savings bank services; issuance of bank check; financial information; financial management, analysis and consultation; financial investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; financial sponsorship; factoring agencies; agencies for leasing; financial loan consultation for shopping cards; monetary exchange; evaluation of real property services, namely, real estate brokerage, real estate agencies, real estate management, building management; customs brokerage services.

Insurance services; accident insurance underwriting services; life insurance underwriting services; fire insurance underwriting services; marine insurance underwriting services; financial and monetary services, namely, savings bank services; issuance of bank check; financial information; financial management, analysis and consultation; financial investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; financial sponsorship; factoring agencies; agencies for leasing; financial loan consultation for shopping cards; monetary exchange; evaluation of real property services, namely, real estate brokerage, real estate agencies, real estate management, building management; customs brokerage services.

Hand tools for construction, repair and maintenance; Fastening and joining tools, Spark wrenches; Monkey wrenches; Tap wrenches; Screw wrenches; Nut wrenches; Torque wrenches; Pipe wrenches; Hand-operated wrenches; Wrenches [handoperated]; Wrenches [hand tools]; Screw spanners [wrenches]; Box-end wrenches; Oil filter wrenches; Socket wrenches [hand tools]; Adjustable wrenches [hand tools]; Ratchet wrenches [hand tools]; Torque wrenches [hand-operated]; Tap wrenches (Hand operated -); Socket wrenches [hand operated tools]; Monkey wrenches [handoperated tools]; Spanners; Socket spanner; Adjustable spanners; Ring spanners; Socket spanners; Flexible head spanners; Spanners [hand tools]; Screw spanners [wrenches]; Sets of socket spanners; Torque spanners [hand-operated]; Socket spanners [hand-operated tools]; Screw drivers, ;Abraders [hand-operated implements];Abrading instruments; Abrading instruments [hand instruments];Abrading tools [hand operated];Abrasive discs [parts for hand operated tools];Abrasive grinding wheels [hand-operated tools];Abrasive grinding wheels [parts of hand operated tools];Abrasive stones [hand-operated tools];Abrasive tools (Hand-operated -);Abrasive wheels for use with hand tools; Adjustable spanners; Adjustable wrenches (hand tools); Air pumps, hand-operated; Apparatus for tattooing; Apple corers ;Baby spoons, table forks and table knives; Bagel slicers being knives; Beard clippers; Beard Shaping Tool; Beard trimmers; Belts (Tool -) [holders];Bench vices [hand implements]; Bevelled edge formers [hand-operated tools]; Bevels [hand-operated tools]; Biodegradable cutlery; Biodegradable forks; Biodegradable knives; Biodegradable spoons; Body art tools; Bolt cutters being hand tools; Bolt cutters [hand-operated tools]; Box cutters; Box saws [hand-operated tools];Box-end wrenches; Boxes for cutlery [fitted];Braiders [hand tools];Branch cutters [hand-operated];Branding irons; Bread cutters [hand-operated];Bread knives [hand operated];Bread slicers [hand-operated]; Builders’ lines; Bush hooks [hand tools];Cutting tools [hand tools]; Cutting wheels [hand operated tools];Diamond cutting tools for hand-operated tools; Diamond drill bits for hand-operated tools; Disposable forks; Disposable knives; Disposable spoons; Disposable tableware [cutlery] made of plastics; Dog clippers; Drill bits for hand drills; Drill bits for hand operated tools; Drill bits for use in hand tools; Drill chucks [parts of hand-operated tools];Drill holders [hand tools];Drill presses (Hand operated -); Egg slicers; Egg slicers, non-electric; Egg slicers [non-electric]; fondue forks; clippers; Electric and non-electric fingernail polishers; Electric beard trimmers; Electric crimping irons for the hair; Electric curling tongs; Electric ear hair trimmers; Electric eyelash curlers; Electric fingernail polishers; Electric flat irons; Electric hair braiders; hair clippers; Electric hair clippers for animals [hand instruments];Electric hair clippers for personal use [hand instruments];Electric hair crimper; Electric hair crimpers; Electric hair curling irons; Electric hair cutters; Electric hair straighteners; Electric hair straightening irons; Electric hair trimmers; Electric hand-held hair styling irons; Electric irons; Electric irons for styling hair; Electric manicure sets; Electric nail buffers; Electric nail files; Electric nasal hair trimmers; Electric pedicure sets; Electric steam irons; Electronic devices used to exfoliate skin; Electronic foot files; Hair clippers; Hair clippers for personal use, electric and non-electric; Hair curling (Hand implements for -); Hair cutting scissors; Hair styling appliances; Hairdressing scissors; Hammers; Hammers [hand tools];Hammers [hand-operated]; Hand operated food dicers; Hand tools for exfoliating skin; Hand-operated banana slicers; Hand-operated choppers; Hand-operated implements for dicing food; Nail scissors; Nail skin treatment trimmers; Non-electric beard trimmers; Non-electric can openers; Non-electric cheese slicers; Non-electric egg slicers; Non-electric fingernail polishers; Spreaders (cutlery); Vegetable choppers; Vegetable choppers (Handoperated -); Vegetable peelers [hand operated knives];Vegetable peelers [hand tools];Vegetable shredders; Vegetable slicers; Vegetable slicers (Hand-operated - );Vegetable spiralizers, hand-operated (Cheese -), non-electric; Cake cutters; Can openers, non-electric; Can openers [non-electric];Canteens of cutlery; Cheese knives; Cheese slicers; Cheese slicers [hand-operated];Cheese slicers [nonelectric];Cheese slicers, non-electric; Cutlery for use by babies; Cutlery for use by children; Cutlery, kitchen knives, and cutting implements for kitchen use; Paint scrapers [hand tools]; cutters; Pizza cutters, non-electric; Pizza cutters [nonelectric];Pizza slicers; Plaster trowels; Plastic spoons, table forks and table knives; Table cutlery [knives, forks and spoons];Table forks; Table knives; Table knives, forks and spoons for babies; Table knives, forks and spoons of plastic; Tableware [knives, forks and spoons].

Decoration and art materials and media; Arts, crafts and modelling equipment; Paint brushes; Painters' brushes; paint tray; paint box; paint brush handle; Paint rollers; pens;Artists' water colour saucers;Artists' watercolor saucers;Artists' watercolor [watercolour] saucers;Artists' watercolour saucers;Arts and craft paint kits;Arts and crafts paint kits;Arts, crafts and modelling equipment;Atlases;Attachments for pencils; Chalk;Chalk boards; Chalk erasers; Chalks for drawing; Charcoal pencils;Brown paper for wrapping; Brush pens; Brushes for decorators; Brushes for the application of paints; Bubble packs for packaging;Bubble packs for wrapping;Decoration and art materials and media;Desk organisers;Desk pads; Desk tidies;Desk top organizers;Document files [stationery];Document folders in the form of wallets;Drawing books;Drawing brushes; Drawing instruments; Drawing pads;Drawing paper;Drawing pencils;Drawing pens;Drawing pins; Baby books;Baby books [storybooks]; Binders [stationery]; Hole punchers for office use; Gift wrap paper; Envelope paper; Transparent viscose wrapping film; Writing materials;Writing or drawing books;Writing pads;Writing paper; Pads for applying paint;Pads of paper; Paint applicator pads;Paint applicator rollers;Paint applicators in the nature of sponges;Paint brushes;Paint paddles;Paint roller handles;Paint roller trays;Paint rollers; Paint trays;Paintbrushes;Painters' brushes; Painting sets for children; Paper folders;Paper folders [stationery]; Paper hole punches;Paper hole punches [office requisites]; Paper pads;Pen rests;Pen sets;Pen stands;Pen trays;Pen wipers;Pencil boxes;Pencil caps;Pencil cases;Pencil cups;Pencil eraser refills;Pencil erasers;Pencil extenders;Pencil grips;Pencil holders;Pencil lead holders;Pencil lead refills;Pencil leads; Pencils;Pencils for colouring;Pencils with erasers; paper;Pouches for writing instruments;Pouches of plastic for wrapping; Prescription reminder pads;Presentation folders;Price lists;Price tags;Print blocks;Print characters;Print letters;Print wheels;Printed advertisements;Printed advertising boards of cardboard;Printed advertising boards of paper;Printed answer sheets;Printed art reproductions; Printed booklets;Printed books;Adhesive labels;Adhesive labels of paper;Adhesive lettering;Adhesive materials for office use;Adhesive note pads;Adhesive note paper;Adhesive notepads;Adhesive packaging tapes;Adhesive pads [stationery];Adhesive paper;Adhesive plastic film for packaging;Adhesive plastic film for wrapping;Adhesive plastic film used for mounting images;Adhesive printed labels;Adhesive stickers;Adhesive tape dispensers for household or stationery use;Adhesive tape dispensers [office requisites];Adhesive tape dispensing machines [office requisites];Adhesive tape for stationery purposes;Adhesive tapes for stationery or household purposes;Adhesive tapes for stationery purposes;Adhesive transfers;Adhesive wall decorations of paper;Adhesive-backed letters and numbers;Adhesive-backed vinyl letters and numbers;Adhesives for art use;Adhesives for do-it-yourself purposes;Adhesives for household purposes;Adhesives for stationery;Adhesives for stationery and household use;Adhesives for stationery or household purposes;Adhesives for stationery or household use;Adhesives for stationery purposes;Adhesives [glues] for stationery or household purposes;Advent calendars; air bubble plastics for wrapping; Art etchings ;Art mounts; Art paper ;Art pictures;Art prints;Artists' brushes;Artists' canvas; sticky tape;adhesive packing tape;adhesive tape for stationery. Paint roller covers; Paint roller trays; Paint roller handles; Paint applicator rollers; House painters' rollers; Rollers (House painters' -); Rollers for applying paint; House painters' roller brushes; Stationery and educational supplies; Writing brushes; Drawing brushes; Brushes for decorators; Paint boxes and brushes; Brushes for the application of paints; Magnetic paint brush holder clips; Paper and cardboard; Pads, Sketch pad; Drawings pad; Sketchpad; blank pad; Note pads; Note pad; Adhesive note pads; wired note pads. Wire pad. Ruled note pad; ruled pad; 3D decals for use on any surface;3D wall art made of card;3D wall art made of paper; Children's activity books; Children's books; Children's books incorporating an audio component; Christmas cards; Christmas gift wrap; Adhesive film plastics for packaging and wrapping; adhesive book cover; adhesive film; Clip boards; Clipboards; Clips for letters; Clips for offices; Clips for paper [stationery];Clips (Money -); Collapsible boxes of paper; Collapsible cardboard boxes; Colour pencils; Colouring books for adults; Colour pens; Coloured chalk; Coloured lead pencils; Coloured pencils; Coloured pens; Colouring books; Colouring crayons; Colouring pencils; Colouring pens; Covering materials for books; Covers for books; Crayons; Crossword puzzles; Mailing labels; wall Maps; Mapping pins; Maps; Maps (Geographical -);Maps made of flexible plastics; Marker pens; Marking chalk; Marking inks for stationery purposes; Marking pens; Marking pens [stationery];Marking templates; Masking paper; Masking papers; Materials for artists; mechanical pencil sharpeners; Memo blocks; Memo pad holders; Memo pads;Memo sorters;Metal drawing pins;Metal money clips;Metallic gift wrap;Metallic gift wrapping paper;Metallic paper party decorations; Modeling clay;Modeling clay for children; Roller ball pens; Rollers for applying paint; Rubbers for erasing written text; Ruled paper [finished products]; Rulers;Rulers (Drawing -);Rulers for drawing; staples; stapling guns; tape dispenser; Stationery; Stationery folders; Stencil; stencils plastic; Stencil paper; Stencils for decorating food and beverages;Stencils for face painting;Sticker activity books; Nibs; Note cards;Note pad holders;Note pads;Note paper;Note papers;Noteboards;Notebook covers;Notebook dividers;Notebook paper;Notebooks;Notepads;Notepaper; Felt marking pens; Felt pens;Felt tip markers;Felt tip pens;Felt writing pens;Felt-tip pens;Fiber-tip markers; File cases;File covers;File dividers;File folders;File pockets for stationery use;File sorters;File sorters [office requisites];Folders; Folders for papers; Food wrapping plastic film;Food wrapping plastic film for household use;Food-wrapping paper; charcoals;Artists' easels;Artists' paint brushes;Artists' pastels;Artists' pencils.

Fitted picnic baskets, including dishes; Household containers; Insulated bottles [flasks]; Kitchen containers; Kitchen mitts; Laundry baskets; Laundry bins for household purposes; Laundry baskets for household purposes; Lunch pails; Lunch boxes; Make-up brushes; Mane brushes; Sprinklers for watering flowers and plants; Thermal insulated bags for food or beverages.

Tool boxes of metal, empty, and packaging containers of metal.

Photograph cases of metal or of plastics or of fabric material or a combination of the aforesaid materials, cases for portable computers, Camera bags, Protective cases for electronic devices, Bags for mobile telephones.