Computer programs for processing of financial payments involving the enabling of card verification and authorisations, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetic memory cards; apparatus for receiving non-cash payments being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards or other payment cards and microchips containing account details; electronic cash registers; auto payment machines; devices incorporating micro-processors for use in fare payments on public transport and Airports; machine readable devices for cashless payment systems; magnetic payment cards; payment cards being magnetically encoded; read out apparatus/devices for use in the authentication of cashless payment means; read out apparatus/devices for the use in the identification of cashless payment means; tariff devices for recording payment; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; scientific apparatus and instruments including telecommunications, signalling, checking (supervision), and teaching apparatus; magnetic data carriers, acoustic disks; mechanisms for coin-operated apparatus; cash registers; calculating machines; data processing equipment and computers; computers; servers and software for telecommunications; semi-conductors; microprocessors; integrated circuits; computer for micro-programming; software; computer memories; computer peripherals; data processing units and their parts; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers; electronic data carrier cards, debit cards, charge cards, credit cards, bank cards, store value cards, payment/Utility cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; computer software applications; electronic verification apparatus/devices for verifying authenticity of bank cards, charge cards, credit & debit cards, store value and/or payment/Utility cards; parts and fittings for the aforesaid goods; electronic publications; downloadable data namely publications and software; electronic publications relating to research on financial issues and research into payment transaction data and financial trends; Payment software; Online payment software; Magnetic payment cards; Electronic payment terminals; Electronic payment terminal; E-payment software; Encoded prepaid payment cards; Payment cards being magnetically encoded; Payment terminals, money dispensing and sorting devices; Hardware for processing electronic payments to and from others; Software for processing electronic payments to and from others; Electronic and magnetic ID cards for use in connection with payment for services; Banking software; Coded bank cards; Printed bank cards [encoded];Computer communication software to allow customers to access bank account information and transact bank business.

Automated payment; Payment processing; Payment processing services; Electronic payment services; Contactless payment services; Rent payment services; Payment card services; Bill payment services; Financial payment services; Collection of payments; Payment administration services; Automated payment services; Remote payment services; Telegraphic remittance [payment] services; Tax payment processing services; Debit card payment services; Payment transaction card services; Check payment guarantee services; E-wallet payment services; Preparation of pension payments; Credit card payment services; Electronic commerce payment services; Automated payment of accounts; Acceptance of bill payments; Credit card payment processing; Conducting cashless payment transactions; Financial pre-payment services; Processing of electronic payments; Electronic processing of payments; On-line bill payment services; Clearing services for payment transactions; Home collection of financial payments; Processing of credit card payments; Electronic wallet services (payment services);Processing of debit card payments; Processing of payments for banks; Money order payment guarantee services; Tax and duty payment services; Processing of electronic check payments; Processing payments made by charge cards; Processing of payments for building societies; Arranging the payment of customs duties; Credit card and payment card services; Agencies for collecting gas utility payments; Financial management of reimbursement payments for others; Payment and receipt of money as agents; Processing electronic payments made through prepaid cards; Bill payment services provided through a website; Credit services for payment of insurance premiums; Financial transfers and transactions, and payment services; Agencies for collecting electric power utility payments; Guaranteeing payment of medical expenses for travellers; Collection of payments for goods and services; Processing of payment transactions via the Internet; Guaranteeing payment of medical expenses for foreign travellers; Processing of payments in relation to credit cards; Credit services for the payment of insurance premiums; Processing of payments in relation to charge cards; Information services relating to the automated payment of accounts; Payment services provided via wireless telecommunications apparatus and devices; Electronic processing of payments via a global computer network; Agencies for collecting gas or electric power utility payments; Financial consultancy relating to the execution of cashless payment transactions; Negotiation for the collection of cheques and bills of payment; Bank card, credit card, debit card and electronic payment card services; Banking services relating to the acceptance of fixed interval instalment payments; Issuing electronic payment cards in connection with bonus and reward schemes; Processing payments for the purchase of goods and services via an electronic communications network; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Domestic remittance services provided on-line; Domestic remittance services; Online banking; Electronic banking.

Computer programs for processing of financial payments involving the enabling of card verification and authorisations, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetic memory cards; apparatus for receiving non-cash payments being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards or other payment cards and microchips containing account details; electronic cash registers; auto payment machines; devices incorporating micro-processors for use in fare payments on public transport and Airports; machine readable devices for cashless payment systems; magnetic payment cards; payment cards being magnetically encoded; read out apparatus/devices for use in the authentication of cashless payment means; read out apparatus/devices for the use in the identification of cashless payment means; tariff devices for recording payment; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; scientific apparatus and instruments including telecommunications, signalling, checking (supervision), and teaching apparatus; magnetic data carriers, acoustic disks; mechanisms for coin-operated apparatus; cash registers; calculating machines; data processing equipment and computers; computers; servers and software for telecommunications; semi-conductors; microprocessors; integrated circuits; computer for micro-programming; software; computer memories; computer peripherals; data processing units and their parts; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers; electronic data carrier cards, debit cards, charge cards, credit cards, bank cards, store value cards, payment/Utility cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; computer software applications; electronic verification apparatus/devices for verifying authenticity of bank cards, charge cards, credit & debit cards, store value and/or payment/Utility cards; parts and fittings for the aforesaid goods; electronic publications; downloadable data namely publications and software; electronic publications relating to research on financial issues and research into payment transaction data and financial trends;Payment software;Online payment software;Magnetic payment cards;Electronic payment terminals;Electronic payment terminal;E-payment software;Encoded prepaid payment cards;Payment cards being magnetically encoded;Payment terminals, money dispensing and sorting devices;Hardware for processing electronic payments to and from others;Software for processing electronic payments to and from others;Electronic and magnetic ID cards for use in connection with payment for services;Banking software;Coded bank cards;Printed bank cards [encoded];Computer communication software to allow customers to access bank account information and transact bank business.

Automated payment;Payment processing;Payment processing services;Electronic payment services;Contactless payment services;Rent payment services ;Payment card services;Bill payment services;Financial payment services;Collection of payments;Payment administration services;Automated payment services;Remote payment services;Telegraphic remittance [payment] services;Tax payment processing services;Debit card payment services;Payment transaction card services;Check payment guarantee services;E-wallet payment services;Preparation of pension payments;Credit card payment services;Electronic commerce payment services;Automated payment of accounts;Acceptance of bill payments;Credit card payment processing;Conducting cashless payment transactions;Financial pre-payment services;Processing of electronic payments;Electronic processing of payments;On-line bill payment services;Clearing services for payment transactions;Home collection of financial payments;Processing of credit card payments;Electronic wallet services (payment services);Processing of debit card payments;Processing of payments for banks;Money order payment guarantee services;Tax and duty payment services;Processing of electronic check payments;Processing payments made by charge cards;Processing of payments for building societies;Arranging the payment of customs duties;Credit card and payment card services;Agencies for collecting gas utility payments;Financial management of reimbursement payments for others;Payment and receipt of money as agents;Processing electronic payments made through prepaid cards;Bill payment services provided through a website;Credit services for payment of insurance premiums;Financial transfers and transactions, and payment services;Agencies for collecting electric power utility payments;Guaranteeing payment of medical expenses for travellers;Collection of payments for goods and services;Processing of payment transactions via the Internet;Guaranteeing payment of medical expenses for foreign travellers;Processing of payments in relation to credit cards;Credit services for the payment of insurance premiums;Processing of payments in relation to charge cards;Information services relating to the automated payment of accounts;Payment services provided via wireless telecommunications apparatus and devices;Electronic processing of payments via a global computer network;Agencies for collecting gas or electric power utility payments;Financial consultancy relating to the execution of cashless payment transactions;Negotiation for the collection of cheques and bills of payment;Bank card, credit card, debit card and electronic payment card services;Banking services relating to the acceptance of fixed interval installment payments;Issuing electronic payment cards in connection with bonus and reward schemes;Processing payments for the purchase of goods and services via an electronic communications network;Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores;Domestic remittance services provided on-line;Domestic remittance services;Online banking;Electronic banking.