Computer software; Computer software applications; Application software; Downloadable mobile applications; Computer programs for accessing and using the internet; Computer software downloaded from the internet; Data recorded electronically from the internet; Encoded debit cards; Magnetically encoded debit cards; Credit cards; Encoded credit cards; Magnetic credit cards; Electronic databases; Computer communication software to allow customers to access bank account information and transact bank business; Computer software for producing financial models; Computer software relating to the handling of financial transactions; Computer programmes relating to financial matters; recording discs; compact discs, DVDs and other digital recording media; computer software and computer programs (downloadable/recorded computer software); computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card; downloadable electronic publications; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals; cards encoded with security features for authentication purposes; charge cards; debit cards; Computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; Providing temporary use of on-line non-downloadable software for collecting money from individuals, for tracking contributions of individuals, and for making electronic payments; providing temporary use of on-line non-downloadable software for sending money, for requesting money, and for processing electronic payments; providing temporary use of on-line non-downloadable software for creating web pages for use in collecting money from individuals and making payments, crowd funding, fundraising, cost and expense sharing; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions.

Downloadable electronic content; downloadable electronic publications in the nature of online newsletters, whitepapers, reports and presentations featuring news, information, guidelines and best practices in the field of open and hybrid cloud computing infrastructure and services; downloadable webinars, webcasts, and podcasts featuring news, information, guidelines and best practices in the field of open and hybrid cloud computing infrastructure and services.

Publicity and promotional services; organization of exhibitions for commercial or advertising purposes; promoting public awareness of technology standards and interoperability in the field of open and hybrid cloud computing infrastructure and services; and arranging and conducting business exhibitions in the field of open and hybrid cloud computing infrastructure and services.

Downloadable electronic content; downloadable electronic publications in the nature of online newsletters, whitepapers, reports and presentations featuring news, information, guidelines and best practices in the field of open and hybrid cloud computing infrastructure and services; downloadable webinars, webcasts, and podcasts featuring news, information, guidelines and best practices in the field of open and hybrid cloud computing infrastructure and services.

Publicity and promotional services; organization of exhibitions for commercial or advertising purposes; promoting public awareness of technology standards and interoperability in the field of open and hybrid cloud computing infrastructure and services; and arranging and conducting business exhibitions in the field of open and hybrid cloud computing infrastructure and services.

Skincare cosmetics.

Financial services; Banking services; Electronic banking; Online banking; Banking services provided via mobile phone; Banking services provided by mobile telephone connections; Automated banking services; Card accessed banking services; Credit cards services; Issuing credit cards; Electronic credit card transaction processing; Debit card services; Bank card, credit card, debit card and electronic payment card services; Current account services; Personal finance services; Payroll tax debiting services; Bill payment services; Electronic bill payment services; Processing of electronic bill payments; Online bill payment services; Business banking services; Online business banking services; Computerised financial services; monetary affairs; financial consultancy; financial information; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; financial information with respect to data repository and client profile information services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; reimbursement of funds for disputed items in the field of electronic payment purchases; providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks; credit card transaction processing services; credit services, namely, providing revolving credit account services; bill payment services; providing electronic mobile payment services for others; credit card and payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others.

Computer software; Computer software applications; Application software; Downloadable mobile applications; Computer programs for accessing and using the internet; Computer software downloaded from the internet; Data recorded electronically from the internet; Encoded debit cards; Magnetically encoded debit cards; Credit cards; Encoded credit cards; Magnetic credit cards; Electronic databases; Computer communication software to allow customers to access bank account information and transact bank business; Computer software for producing financial models; Computer software relating to the handling of financial transactions; Computer programmes relating to financial matters; recording discs; compact discs, DVDs and other digital recording media; computer software and computer programs (downloadable/recorded computer software); computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card; downloadable electronic publications; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals; cards encoded with security features for authentication purposes; charge cards; debit cards; Computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; Providing temporary use of on-line non-downloadable software for collecting money from individuals, for tracking contributions of individuals, and for making electronic payments; providing temporary use of on-line non-downloadable software for sending money, for requesting money, and for processing electronic payments; providing temporary use of on-line non-downloadable software for creating web pages for use in collecting money from individuals and making payments, crowd funding, fundraising, cost and expense sharing; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions.